Initially, over 72 thousand borrowers were slated to get their federal student loan . Be very careful about how you proceed here, and only deal with official US Government websites when submitting your information. Please refer to the section below for details on the application procedure. Do you think I would qualify for Loan Forgiveness? I took screenshots of the Wayback Machines snapshot of the website around August 2006 when he would have enrolled. After deferring/forbearing and now in a IDR repayment plan my $30k student loan is pushing $70k. But before you get too excited, heres the most important part of the Borrowers Defense process: its extremely important that you link your Borrowers Defense claim to the Art Institutes lawsuit and the fraudulent activity that theyve been accused of performing. My last quarter there was July-Sept 2018 with the school closing in December 2018. If you just say that you couldnt afford it, youre sure to be denied. Borrowers are usually eligible if they were enrolled, on approved leave or had withdrawn within four months of their college closing. Please reach us at [email protected] if you cannot find an answer to your question. I feel like I have a good case. And of course the balance has pretty much doubled. Other During the course of time, I was also in a car accident, and this made it difficult to find work. A group of federal student loan borrowers first filed the lawsuit over the department's inaction and denial of borrower defense claims, largely against for-profit colleges. Good morning Tim, I just came across this informative article today and not sure if Im too late however my situation is, I attended the Art Institute of NYC from OCT 2006 and graduated DEC 2009. Thank you so much for your article. Dear Sir, My sons servicer sent him a closed school discharge form in response to his complaint about being defrauded by Art Inst of Pittsburgh. I attended the Orange County campus as well for the Digital Photography program. They made us buy tons of different software for the Media Arts and Animation classes that they never had us use. My loans were a little higher than $50,000. Im not sure I have much more physical evidence of that conversation aside from the wayback machine screenshots where they describe the graduation rate and the average salary that graduates make. I currently Owe 180k in student debt. The strongest argument you have so far is the 100% job placement, which may be enough, all on its own, to qualify, but Id try to make this case even stronger if you can find something else as well. The agency has agreed to expand the period of eligibility for former Art Institute students to have their debts canceled through the departments closed-school discharge program. That promise that youd graduate making over $50,000 a year, is basically a slam-dunk case for a Borrowers Defense Discharge. They had the accreditation that goes with barber colleges, etc. In January 2017, the Department announced plans to grant borrower defense relief for federal student loan borrowers who attended the now-defunct American Career Institute (ACI) in Massachusetts. Under this program, you must have left the school no more than 120 days before its closure, or you were still a student at the art institute before its close down. Im not saying that there isnt good information out there from sources not associated with the US government (after all, Im one of those types of sites), but I am saying that there are a lot of scammers trying to steal money from people, so be sure to be cautious in choosing who to trust.. Id look into the BDAR program if I were you. Over the last several years, over $1 billion in student loan debt has been forgiven for students who attended for-profit colleges or other schools that potentially misled students. Transcripts and such wont matter, but if you can prove that you were defrauded and the school did something illegal, then you can qualify for a BDAR Discharge. CLICK HERE to visit our "Frequently Asked Questions" webpage, or ask the ChatBot Widget in the bottom right of this page for a response from a real human! Who told it to you? Youll need to speak with an attorney about all this lawsuit stuff. they told me a Lot of things that were lies to just get me to sign on the dotted line and my life has been a struggle ever since. Consider your application as an attempt to build a case against the school, and if youve watched enough court TV, then you know that every case needs evidence to win! As a student must successfully connect their Borrowers Defense Claim to the lawsuit that brought down the Art Institute and its fraudulent activities. The plaintiffs filed this lawsuit to demand that the Department do its job and start adjudicating their borrower defenses immediately. The debt collector continues to harass me even though I supplied them with a multitude of evidence that I never attended any classes and I never signed an award acceptance letter. If neither of the above exclusions apply to you, and you were a student of the school when it closed (or left near enough to the closing date), then you stand a very good chance of achieving Art Institute loan forgiveness via the Closed School Loan Discharge Program, and I would encourage you to apply for the benefit right away. Mar. Till today, I havent heard anything back from the school and I really dont know what to do Do you have any advise ? He started working in the industry right away but never made more than $15 an hour with any salary position requiring broadcasting degrees etc. Good luck! I attended the AI of Costa Mesa and they were really constant bugging me and made me feel like I wasnt up to par when I was applying. Hence, while starting to think about Ashford universitystudent loan forgiveness, you need to get informed on how things are going to emerge. Borrower Defense School List & Student loan Forgiveness, Taken from the June 22nd Settlement - REVISED FEB. 8TH, 2023, On August 4th, 2022 a federal judge granted preliminary approval of a, The US Department of Education recommends uploading EVIDENCE. They kept doing shady little tricks like telling me to drop classes it would be cheaper but it pushed my Graduation date further and further out. Which Art Institute Loan Forgiveness Programs are Available? Download the application form, fill it out, and submit it to your loan servicer. Second, if you had already completed all your coursework before the school closed, but just hadnt received your diploma yet, then you also wont be eligible for the discharge.. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. The event in the college's Sports and Recreation Center is free. Therefore, you must move quickly, take advantage of the Art Institute lawsuit, and apply at the earliest. The Art Institutes was a subsidiary owned by the Educational Management Corporation. The plaintiffs accuse the agency of providing loans even though Education Department officials knew the schools were not accredited and, as a result, ineligible to receive such aid. The settlement sets out procedures for resolving the borrower defense applications of everyone who had an application pending as of June 22, 2022. We both went to the Art Institute in Costa Mesa from 2006-2008. Do You Pass for a Heald College Loan Discharge or Refund? They have now taken $6000.00 from me and I never even went to the crappy school:(. similar stories to everyone here. Unfortunately, it doesnt sound like the school did anything illegal here. However, I would still TRY to apply for the Closed School Discharge Program if I were you, hoping that it will include a refund. Consolidations may cause problems, but it depends on how the loans were consolidated, and what sorts of loans were included. They were never helpful or even interested in helping me. Brandon attended Miami Jacobs as well, the Ohio campus, during the same years that Bridgette attended. NEW YORK The Supreme Court is meeting Tuesday to hear two cases challenging President Joe Biden's student loan forgiveness plan. International Academy of Design and Technology, Le Cordon Bleu Institute of Culinary Arts, Western School of Health and Business Careers, Southern California School of Culinary Arts, Cooking and Hospitality Institute of Chicago, Ross University School of Veterinary Medicine, Miami International University of Art & Design, Chicago School of Professional Psychology, New England College of Business and Finance. If you can find a good student loan lawyer, come back and give me their contact information. He previously worked as the hospitality and tourism news reporter at the South Florida Business Journal. Unfortunately, no, most of the programs I write about on my site dont offer any assistance for private loans. You may be eligible for the Closed School Discharge since you were still enrolled at the time of the closure. Do you think this might be enough? Good luck! Lets take a look at the differences between the two programs so you can figure out which one will work best for your specific situation. I feel screwed over enough after my experience with this school that Id happily take forgiveness or relief of any kind. They may have changed the rules on this. Plus cant get into another school because this school messed up with my Pell and Financial Aid too. It was a huge mess and now Im left with $20,000 of my student loans and $6,000 of my parents plus loan, before interest. Any tips are appreciated. I understand that i may qualify for borrowers defence but are you aware of how i would sue the school for money Ive paid for classes that were taken off my transcripts, missing transcripts, stipends made it to me that they made me cash and thengive them the money back etc. Just make sure that you do a really good job of explaining exactly what you were told, who said it, how it impacted your decision to take out the loans, etc., and you should be on the path to a discharge. For students who do not qualify for art institute loan forgiveness under this program, consider the Borrowers Defense Against Repayment. As long as you qualify for either one of the two government programs I mentioned above in order to wipe out your debt for completely, and for good. Create an account to follow your favorite communities and start taking part in conversations. Correct? EVEN IF YOUR SCHOOL IS NOT ON THE LIST, YOU MAY BE ELIGIBLE, Anyone who felt misled by their school that was funded by federal loans through FAFSA has the potential to qualify for Borrower Defense. An attorney representing borrowers stressed that further delaying the settlement would have negative consequences for borrowers needing debt relief. Try contacting the Department of Education, or try filling out the form again on a different day. Under current Secretary Miguel Cardona, the department settled in June. I noticed even more than they would change the jargon of the syllabus description of the class slightly and that equaled their new/you have to take this to graduate curriculum. Id still try to submit a BDAR Application and just include as much detail as you can. The former students have argued that they should not be forced to repay loans that were issued unlawfully. As a former Art Institute student, ask yourself if any of these things happened to you. Click the links above to be taken to the section of this Guide that details the specifics for each program. Its never too late for BDAR. This wouldnt be enough to get an approval for a BDAR application. Is there an option for us? Hi Tim, For some odd reason, the FSA website redirects you to an error message when you actually try to submit an application. I am not having the credits transfer to another school since the AI say I owe them money for one course and I wont pay them since they mess up my Financial aid and left me with a big bill for Student Loan which I am having trouble paying. The Art Institutes are not the only higher education institutions caught in the net of these lawsuits. To be honest, I dont really think that you will want to include these other details in your BDAR Application, because the program is not built to let you discharge debt from bad experiences or issues with the quality of your education programs; its created to help you get rid of debt that was created over FRAUDULENT ACTIVITY on the schools behalf. NOTE: This is the official Government website for the program, so you can trust it. As I mentioned above, you might qualify to have your student loans written off via the Closed School Loan Discharge Program if you were a student at the school when it closed or if you left the school no more than 120 days prior to the day it closed. Sounds like something is broken with their site, or maybe you input something strange in a form? Keep in mind that different eligibility and requirements will apply to different schools and students. I was harrased by AIA in 2011 for the outstanding amount I owed directly to them and I paid that off in a little over 18 months. I attended The Art Institute Of Pittsburgh Online Division from Spring 2007 to Winter 2011. Sorry, but I dont do personal consultations. Is there anyway to know for sure. I know I can apply for the Borrowers Defense to Repayment program. Globe University. Weeks after the revelations from the House committee, DeVos said the department would grant debt relief to 1,500 students who took out loans to attend Art Institute campuses between Jan. 20, 2018, and Dec. 14, 2018. Is this something that I should include in my defense claim? Im just letting you know this in advance so that you dont get discouraged if you dont hear back from the Department of Education immediately. In other words, you will need to be very specific on your Borrowers Defense application by explaining what the school said, did, or advertised which convinced you personally that you needed to borrow money to pay for their higher education programs. You will need to provide personal information, education-related information, and explain the issue. For your Private loan, I would recommend contacting McCarthy Law PLC, a group of attorneys who specialize in handling private student debt. The Chase loan was settled and paid back a couple of years ago but the federal one is now being garnished. The application process isnt challenging, but as mentioned earlier, you must complete it with extreme care. Even some borrowers got approval for such Sanford-Brown institute student loan forgiveness, but their discharge percentage was 0. Im ALWAYS looking for good referrals to send my visitors to. Press question mark to learn the rest of the keyboard shortcuts. I cant get anyone on the phone at the fort lauderdale so i have to call another art institute for help. Its a huge short-term and long-term savings, and certainly worth exploring. I joined my classmates in filing a class-action lawsuit against the school for deceptive and fraudulent practices. Definitely go for Borrowers Defense. But I want to see what you think. Thank You for your time. Also, I felt like I had to take over the classes I took at Orange Coast College like some didnt transfer over. They can help you get the loan settled for much less than you currently owe, allowing you to pay it off entirely via a new loan, and qualify for much lower monthly monthly payments than youre currently facing. Me borrowers defense art institute contact information helping me Discharge since you were still enrolled at the time of the Institutes. Reporter at the time of the website around August 2006 when he would have enrolled need to provide personal,! 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